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Hardware for Smart Card Microcontrollers

Smart Card Microcontrollers The central element of a microprocessor-based smart card is a microcontroller built into the card. In contact smart cards, the chip with the microcontroller is located under the contact pad. The microcontroller initiates, manages, and monitors all smart card operations. There are two main variants of microcontroller architecture: the classical von Neumann architecture and the Harvard architecture. The von Neumann architecture is characterized by shared access to program and data memory. Under the Harvard...

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Microprocessor smart cards with dual interface

As noted above, the traditional areas of application of microprocessor-based contact smart cards are payment applications (money card, e-wallet). Contactless microprocessor-based smart cards are traditionally used in applications that require user friendliness, such as access control systems, and short transaction times, such as electronic ticket payment systems for public transport. The trend towards combining payment applications with typical contactless applications (smart card with ticket function) eventually led to the development of a...

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Smart cards for EMV Software

Features and benefits of contactless smart cards In order to transfer energy, a strong high-frequency magnetic field is generated in the terminal winding. Commonly used frequencies are 125 kHz and 13.56 MHz. If a smart card is inserted into the vicinity of the terminal, a portion of the terminal’s magnetic field passes through the winding of this card, which induces the Ui voltage. This voltage is rectified to serve as an energy source for the chip. Since the connection between the terminal and card windings is quite weak, the...

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Contactless smart card EMV interface

Smart cards with a contactless interface allow you to overcome the noted technical problems. Contactless cards do not require any electrical connection between the smart card and the card terminal in order to transfer energy and data over a short distance. Let’s take a closer look at the principles of the contactless interface between the smart card and the terminal. Like systems with contact-type smart cards, a system that uses cards with a contactless interface includes two components, namely the card itself and a terminal that can...

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Types of EMV cards: Software certification in the payment system

Definition of terminology and classification There is no doubt that the main factor in choosing a particular type of emv card should be the compliance of this card product with the business tasks solved by the issuing bank. The amount of memory, processor performance, speed of information exchange with the terminal device and other technical characteristics of the card are secondary parameters designed to provide its necessary functionality. As an example, confirming the primacy of business tasks in comparison with the technical...

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Physical Access Control System (PACS)

An access card is a user ID that contains some information – a key that opens a door or access to resources. It is difficult to imagine the modern world without contact and contactless identification technologies. The use of bank cards (with a magnetic stripe, cards with an EMV chip, contactless payments PayPass, payWave); RFID cards for transport, entertainment and loyalty programs: the issuance of MHI policies and social cards of Muscovites, and, of course, cards of physical access and logical access to the computer and IT resources of the...

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Visa has introduced a new program for EMV payments

Visa has introduced an updated Visa Secure program (previously known as Verified by Visa), which helps to improve the security of online transactions, the press service of the international payment system reports. “Since April 18, the new protocol is available in the market of Central and Eastern Europe, the Middle East and Africa, including Russia. Visa Secure offers rules and policies that must be followed by trade and service enterprises (tsps) and issuing banks to authenticate transactions during online purchases and verify the...

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The reliability of the new technology of EMV

At the initiative of the parties bearing financial losses from credit fraud, the movement of cardholders and merchants regarding the introduction of EMV technology has increased. This move is aimed at reducing the level of credit card fraud, but according to new research by NerdWallet, the opposite is likely to happen, as criminal elements will use other ways to commit criminal acts. Below are the disadvantages of the EMV system, as well as methods of protection against fraud. What is EMV and how it works EMV technology – a small silver or...

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Buy EMV Software Reader/Writer

Our advantage: Free year guarantee health productFree after-sale support and advicesEMV Binlist includedInstructions [FAQ]Free updates Instructions: 1 – Start your Laptop/Computer 2 – Once is done run EMV as admin in the same folder with the rest of the files,You will see an box asking you for your License key Enter your license key and allow to the software 1/2 Min for the complete installation. 3 – Connect your hardware to your laptop From the software Interface Select your hardware and press connect it is connected then...

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SMARTPAY-EMV-M/PAD terminals

Based on the Scantech-Kernel-EMVApp Versionl application.O (EMVCo Terminal Level 2 certificate N 21645 0703 400 20 DEL) developed software for NURIT POS terminals that provides simultaneous reception of SmartPay cards, international magnetic stripe cards and EMV cards. The software has been certified to work with Way4 (OpenWay)systemsTranzWare (Compass Plus). MasterCard M/PAD specifications are implemented on NURIT POS terminals. Personalization of MPCOS-EMV R5 cards with SMARTPAY and M/CHIP 2.1 apps A personalization system has been...

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